Definitions
SA: Saving AccountCA: Current AccountOD: Over Draft.TL: Term Loan.
ACTIVE: All types of transactions can be done as the account is currently active.INACTIVE: The entity has kept the user account inactive due to temporary issues.BLOCKED: The account has been permanently blocked by the entity.CLOSED: The user has voluntarily closed the account.
INR: Indian RupeesUSD: United States Dollar
This indicates the operation of the transaction.
MANDATORY
Rimit does not recommend validating the field from the entity side as it may affect future upgrades.
DEBIT: This refers to the operation of deducting an amount from the user's account. This will be used for the new transaction.RF_DEBIT: This is used to debit the amount that is already credited earlier against a transaction number.CREDIT: This refers to the operation of adding an amount to the user's account. This will be used for the new transaction.RF_CREDIT: This is used to credit the amount that is debited earlier against a transaction number.
This is indicated as the category of the transaction.
MANDATORY
Rimit does not recommend validating the field from the entity side as it may affect future upgrades.
INTERPE: The transaction takes place through InterPe. ie: between 2 entities.BANK: Transaction from or to the bank account through NEFT/ RTGS/ IMPS/ UPI.CASH: Used to indicate cash withdrawal/deposit from the branch.PARTNER: It is used to withdraw/deposit money through an mATM.UTILITIES: It is used for utility payments. Includes recharge, bill payments, electricity, etc.
This is the final status against
txn_number. SUCCESS: Transaction completed successfully. No further action is required.FAILED: The transaction was completed but failed for some reason.HOLD: The transaction is on hold. Waiting to receive an update from the entity.REFUND: Transaction completed but refunded.PROCESSING: Transaction is in process. The final status is yet to be updated.ERROR: The transaction failed due to unexpected behaviour or technical failure.CANCEL: The transaction cancelled by the user.PENDING: The transaction is pending and yet to start processing.
This is indicated as the sub-category of the transaction.
txn_mode is assigned based on txn_nature. It is used for reference only. A unique transaction number is assigned to each transaction at the time of creation by the user.
The
txn_urn is a unique Transaction Reference Number generated for each txn_type. There is a possibility of multiple txn_urn being part of a txn_number.
Eg: Transaction Between 2 User Accounts.The remitter account will be debited and the beneficiary account will be credited.txn_numberwill be same for both debit and credit. Buttxn_urngenerated for debit and credit will be different.ie:txn_number: 000011txn_urn- Debit : DRNEW00342txn_urn- Credit : CRFRESH0225
This helps the entity to manage the reconciliation properly in real-time.
It is recommended to treat settlement accounts as current assets of the entity.
DSA: This is used iftxn_natureisINTERPE.DSAstands for Digital Settlement Account.DVA: This is used iftxn_natureisUTILITIES.DVAstands for Digital Virtual Account.DEA: This is used iftxn_natureisBANK.DEAstands for Digital Escrow Account.NA: This is used iftxn_natureisCASH.NAstands for NOT APPLICABLE.WALLET(Coming soon): This is used iftxn_natureisBANK.WALLETstands for the entity's Wallet Account opened and operated with a Wallet Issuer.BANK_AC(Coming soon): This is used iftxn_natureisBANK.BANK_ACstands for the Bank Account of the entity opened and operated with a Commercial Bank.
A unique account number is assigned to each
account_type for the reconciliation of transactions. If the
txn_nature is CASH then no settlement is involved. So the account_number will be empty for those transactions.Last modified 1mo ago